Regular quota

investmenth2>

regular fixed purchase fund is a way of managing money for ordinary people, especially for no savings, but there are fixed-income investors balances every month. Specifically, it is from time to time, such as a month or a quarter, with the funds to buy a fixed amount of money. When the fund net decline in the number of funds will buy more when the net value of the fund increases when the number of funds buying will be less. One benefit of this approach is convenient, you can sign an agreement with the bank, bought by the bank transfer money on a regular basis. Second, low-cost, high rate of return. Experts have estimated that at fixed buying fund to 5% compound interest calculation, 20 years later, the proceeds will be 2.65 times the investment. Whenp>

Meanwhile, during regular fixed investment funds, investors can also choose to back-end subscription that does not pay the subscription fee at the time of purchase fund, paid at the time of redemption. In this way, the longer the life of the fund holders, the lower purchase rates, until it reaches zero. Experts also remind investors buy the fund at fixed way the key is to insist that only by adhering to long-term investment, the cost can be diluted to obtain a high yield. Therefore, the choice of this investment, we must be psychologically prepared for long-term investment.P>

In addition, not to say that regular fixed investment is the best method. In the stock market shock period, regularly buying more cost effective. In the stock market rose period, a one-time buy more appropriate. Casep>

advantageh2>

Fixed investment is another major feature is not to aggravate the financial burden of the investor, do small, long-term, investment purposeful. For the average investor, do not have to raise large sums of money each month using idle money outside the living expenses necessary to invest can be, not only forced savings without causing additional burden on the economy, more add up to make a little money changed a lot of money to meet future demand for large sums of money. Fixed investment amount is small, but the accumulated assets are not desired by a small, long-term investment down, its earnings would far exceed the fixed deposit interest income. And the longer the investment period, the lower the associated risks. A display to simulate the weighted share price index of the Taiwan region statistics, regular fixed investment as long as more than 10 years, the probability of loss is close to zero.P>

And this "monthly debit buy funds" approach combines the function of forced savings, their investments than stocks or lump sum purchase investment funds, but also allow spending money like water people unknowingly able to save monthly fixed sum of money. Let you in three to five years, found that he was still not a small "extra money."P>

enhancedh2>

is well known that regular fixed fund investment law. At fixed times to bring discipline, so that investors in the market downturn can still continue to buy when the pessimistic mood. Green Corner recently read a book, see a regular fixed "enhanced version" is very interesting, in this share.P>

regular fixed English called Dollar cost averaging. "Enhanced version" of fixed times called Value averaging. It consists of Finance, Professor Michaelp>

Edleson the proposed method of operation is as follows.P>

When an investor to buy the fund in January A regular monthly investment of time, he set him in every month the fund's total assets increased to USD200. So in January, when he began to buy A fund invested USD200, to February, because profit fund, the value of the original investment of USD200 220 already, so this month, as long as he could reach USD180 investment fund worth USD400 second month goals. By March, the market revised down, two months ago into money funds, is only worth 380, so this month he will put USD220, so as to achieve the goal the first three months of the fund total value of 600, all the way to the operation continues , to the investment completed in December, his fund would be worth USD2400.P>

Valuep>

averaging quota refers to each period, plus the market value of the Fund's investment money, an increase of the same amount. Its biggest selling point is that forced investors to buy at the lows, to buy than traditional fixed times and more. Many seasoned investment friends, already trained on a regular basis is not fixed skill, and buy when the market downturn, but in the end how much to buy, probably still a little nerve-racking. Valuep>

averaging provides a simple and feasible method. But its drawback is that, if you just invest in long-term short period of time, the money to be invested in each issue may be more and more, even more than the burden on investors.P>

Value averaging Dollar cost averaging and common point are in fact fixed investment discipline.P>

Collectionh2>

regular fixed levy, referred to as "regular fixed", also known as "double fixed levy" is given to taxpayers by the tax authorities approved their operating hours or taxable income the amount of income tax payable and a collection of installments of tax. It is the first self-declaration by the taxpayer, the tax authorities have re-investigation to verify the situation, after democratic appraisal by the tax authorities in the tax payable during a certain period, collection by installments. Of books, documents incomplete or no accounting capabilities, the tax authorities can not be verified other taxes payable businesses in this small a value-added tax of its turnover, sales tax and income tax merger, approved on schedule, monthly warning sings. Within the approved period tax generally do not make changes, if operating conditions change greatly, fixed duty should be adjusted.P>

This collection methods for the production, small-scale, Jian Zhang does not have the ability, through the competent tax authorities for examination, approval submitted to the tax authorities above the county level, may not be disposed of books or suspend Jian Zhang individual industrial and commercial households.P> approved work

Fixed the responsibility of the tax authorities. According to the scope of tax collection and management division, taxable turnover subject to VAT, consumption tax at fixed households approved by the State Administration of Taxation; pay sales tax at fixed household taxable income and the amount of turnover or the attached local tax levy rate Bureau for approval.P>